Excerpts from a speech given by Mable Banks on the benefits of being a member of ColoradoSaves, during an Educational Forum on August 26, 2008.
Start Early and Stick to it. It has always been a dream for me to be financially free. When ColoradoSaves gave me the opportunity to work with a financial planner, it was a dream come true. I want to thank Susan O"Grady, my financial planner, for helping me get my financial affairs in order. I have become more disciplined with my spending. I only buy what I need and what I can afford. The actual creation of the budget is easy, but staying within it is a challenge. It is very important to develop the saving habit early, even as early as a high school or college student, and to carry the habit throughout our lives. When you travel the path of saving early, you accumulate more wealth, and open possibilities that otherwise would never be available.
I pledge
- To spend less than I earn;
- To avoid long-term, high-interest debt;
- To invest in a home, college education, or another appreciating assets; and
- To prepare for retirement.
Capt. Rob Eckhardt is the first to admit that he hasn’t always been responsible with money. But less than 10 years after a rocky start to saving, Eckhardt reports that he and his wife are free from credit card debt, have a down payment on a home, and are saving regularly for retirement.
And, as the Military Saves representative for his Air Force squadron, he’s helping others make similar progress. Click here to read more about Rob's savings story.
ColoradoSaves invites consumers, just like you to improve how you manage your personal finances. Free yourself from the burden of debt, own your own home, save for a college education for yourself or your children, start your own business or retire with confidence. Join Coloradoans across the state, working to build their financial freedom and saving for a better financial future. Enroll now to make your financial dreams come true.
Governor Bill Ritter issues Proclamation for America Saves Week, (February22-March 1)
Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:
Lunch and Learn sessions are still available for employers. Call 303-632-2280 to schedule a presentation at your workplace!
Call 3o3-632-2254
"To cut my food cost down, I started making a monthly menu and base my grocery list on the menu. By doing this I’ve saved at least $200 a month."